Watson Realty's Preferred Lending Partner

As the preferred mortgage lender for Watson Realty Corp., First Federal Bank is dedicated to delivering streamlined, tailored mortgage solutions to Watson Realty clients. This partnership combines First Federal Bank’s extensive lending expertise and advanced technology with Watson Realty's deep commitment to guiding clients through the home-buying process. Together, they offer a seamless experience for buyers, helping them secure financing with confidence in today’s complex market. 

Call now 1-800-645-7104
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First Federal Bank

As a community-based bank offering consumer and commercial banking solutions, services, and loans, First Federal Bank strives to create positive banking experiences for our customers across the United States. First Federal Bank has been recognized by Newsweek as "Best Small Bank in Florida" in 2023 and the previous three years.

Ready to get started? Let's talk to explore quality mortgage options tailored to you.

Watson Team

Michael Argula

Michael Argula

Mortgage Loan Officer

argulam@ffbf.com
o: (407) 952-9559

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Stan Cox

Stan Cox

Mortgage Loan Officer

coxja@ffbf.com
o: (904) 514-4216

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Betsy Gordon

Betsy Gordon

Mortgage Loan Officer

gordonb@ffbf.com
o: (904) 422-5541

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Ana Guzman

Ana Guzman

Mortgage Loan Officer

guzmana@ffbf.com
o: (407) 491-1565

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Juley Henry

Juley Henry

Mortgage Loan Officer

henryj@ffbf.com
o: (904) 868-6994

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Mark Meacham

Mark Meacham

Mortgage Loan Officer

meachamm@ffbf.com
o: (262) 613-5494

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Casey Sorensen

Casey Sorensen

Mortgage Loan Officer

sorensenc@ffbf.com
o: (904) 962-4329

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Melanie Thomas

Melanie Thomas

Mortgage Loan Officer

thomasm@ffbf.com
o: (352) 536-4222

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Conventional Mortgage

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The payment shown is an estimate only and is not a loan offer, commitment, or approval. The Annual Percentage Rate (APR) for a loan may be higher than the interest rate used in this calculator because APR includes certain fees and charges. Estimated payments may not include all costs, such as property taxes, homeowner’s insurance, HOA dues, or other required expenses. Your actual payment will be higher.

All rate, payment, and cost estimates are based on user‑entered information and standard assumptions and may vary due to credit profile, loan program, underwriting requirements, and market conditions. PMI estimates are based on typical industry ranges and may differ from actual premiums. Final terms will be provided in a Loan Estimate after a completed application.