Mortgage Loans

Home is where the heart is. 


We've been financing homes since 1962, and we'd like to help with your mortgage.

We're committed to making home financing fast, easy, and affordable with local decision-making and friendly service.

Whether you want to buy, build, or refinance your current home, we’ve got a variety of programs, rate, and term options to fit your project and budget.

  • FHA, USDA, VA, Conventional
  • Fixed-term or Adjustable-term
  • Construction-to-Permanent 
  • Up to 100% financing available*
  • Manufactured Housing
  • Renovation Loans
Want to learn more about your options, check rates, or see what kind of loan is best for you? Check out our Mortgage Center for more info. 

Ready to take the next step?

We pride ourselves on being there to help you through every step of the mortgage process. We know the process can be daunting, so we've have experienced mortgage loan officers ready to help.

Whether you prefer to meet face-to-face in one of our branches, handle everything over the phone, or online through our Consumer Direct Mortgage Team - personal service is our specialty.


Buying a home is stressful, but you made the process seamless. We now feel and understand the pride of home ownership because of Wendy.

Sean and Daphnee N.

Jacksonville, fl

I could not have asked for a better loan officer to work with. Donna was incredibly fast at receiving and replying to any phone call or email...throughout my home buying process. I had a great first home buying experience with her!

Keri C.

Ft. White, FL
Couple on laptop sitting in a living room.

*100% financing applies to VA loans only. 
All loans are subject to credit underwriting and approval. See a mortgage loan officer for more info.