Credit Cards

Little card. Big possibilities.


A First Federal credit card is a great way to build credit and conveniently make purchases online and in-person, from nearly anywhere. Now with our uChoose Rewards card for personal and business accounts, you can earn points as you spend. Plus, all of our credit cards are backed by the power of Visa. 




Visa Classic Credit Card

Our Visa Classic Credit Card has no annual fee and a minimum credit limit of $2,500. This card is a great low-cost option to use for everyday spending or to use for large expenses like appliances or car repairs. 

uChoose Rewards Credit Card

Our uChoose Rewards Credit Card1 is a great option for customers that want to earn points with their purchases.

  • Earn 3 points per $1 spent on airline purchases.
  • Earn 2 points per $1 spent on hotel reservations.
  • Earn 1 point per $1 spent on everyday purchases.
Earn points faster by combining points with your First Federal debit card points. Build up your points to redeem them for travel, merchandise, gift cards, or even cash!

Visa Business Credit Card

Our Visa Business Credit Card has no annual fee and is the perfect low-cost option for your business needs. This card gives you the power to buy office supplies, take clients to lunch, or build your inventory. 

uChoose Rewards Business Credit Card

Our uChoose Rewards Business Credit Card2 is a great option for business customers that want to earn points with their regular business purchases.

  • Earn 1.25 points on everyday purchases.
  • Combine points with your personal uChoose Rewards Credit Card or First Federal debit cards.
Plus, you can earn extra points when you shop specials online. Build up your points to redeem them for travel, merchandise, gift cards, or even cash!

Interested in applying for a credit card? Stop by a local branch, or give us a call.






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1)uChoose Rewards Credit Card: Minimum credit limit is $5,000 and maximum credit limit is $25,000. APR of 11.90%. Annual fee is $49.99. Reward points may take up to 40 days to show in your account. Cash back rewards may be subject to tax reporting.
2)uChoose Rewards Business Credit Card: Minimum credit limit is $5,000 and maximum credit limit is $35,000. APR of 11.90%. Annual fee is $49.99. Reward points may take up to 40 days to show in your account. Cash back rewards may be subject to tax reporting.