A young woman holds a debit card with gift bags on either side of her

Credit Cards

Little card. Big possibilities.

First Federal Bank  credit cards are a great way to build credit and make purchases online and in-person, from nearly anywhere.

With our Rewards card for personal and business accounts you can earn points as you spend.  Earn earn extra points when you shop specials online and accumulate points to redeem them for travel, merchandise, gift cards, or even cash! Plus, all of our credit cards are backed by the power of Visa.

Classic


Our Classic Credit Card is a great low-cost
option to use for everyday spending or to
use for large expenses like appliances or
car repairs.

  • No annual fee.
  • Minimum credit limit of $2,500

Rewards


Our uChoose Rewards Credit Card1 is a great
option for customers that want to earn
points with their purchases.

  • Earn 3 points per $1 spent on airline purchases.
  • Earn 2 points per $1 spent on hotel reservations.
  • Earn 1 point per $1 spent on everyday purchases.
Earn points faster by combining points with your First Federal debit card points. Build up your points to redeem them for travel, merchandise, gift cards, or even cash!




Business Classic


Our Visa Business Credit Card has no annual
fee and is the perfect low-cost option for your
business needs. This card gives you the power
to buy office supplies, take clients to lunch, or
build your inventory, all with a fixed rate.

Business Rewards


Our uChoose Rewards Business Credit Card2 is a
great option for business customers that want to
earn points with their regular business purchases.

  • Earn 1.25 points on everyday purchases.
  • Combine points with your personal uChoose Rewards Credit Card or First Federal debit cards.

Ready to apply?

Stop by a local branch, or give us a call

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1) uChoose Rewards Credit Card: Minimum credit limit is $5,000 and maximum credit limit is $25,000. APR of 11.90%. Annual fee is $49.99. Reward points may take up to 40 days to show in your account. Cash back rewards may be subject to tax reporting.
2) uChoose Rewards Business Credit Card: Minimum credit limit is $5,000 and maximum credit limit is $35,000. APR of 11.90%. Annual fee is $49.99. Reward points may take up to 40 days to show in your account. Cash back rewards may be subject to tax reporting.