
All of our First Federal checking accounts come with online banking with bill pay1, mobile banking with eDeposit1, access to Allpoint ATM network, an instant-issue Visa debit card with a reward program, and text and email alerts2. Click apply now below, call 844-938-0724, or use this form to open an account from home.
Essential Free
Checking
Easy, simple checking for those starting out in life (ages 16-30)3
- Only $25 to open account
- 1 standard Visa debit card
- Great for students
$0 per month
Apply Now
Enhanced
Checking
Best value checking for everyday life
- Only $50 to open account
- 1 personalized Visa debit card
- ATM fees refunded with receipt5
- 1 box of standard checks free per year
- 1 non-sufficient funds charge waived per year upon request
- Use eStatements, save $2/month
$9 per month
Apply Now
elite
Checking
Premium checking with interest6
- Only $50 to open account
- 1 personalized Visa debit card
- ATM fees refunded with receipt5
- 1 box of standard checks free per year
- 1 non-sufficient funds charge waived per year upon request
- Tiered interest rates
- VIP customer service number
- uChoose Rewards Credit Card annual fee waived
- Maintain a $5,000 daily balance or $25,000 loan/deposit relationship to waive the service charge
- Contact for Rates & APY
$13 per month
Apply Now
essential seniors
Checking
Easy checking for Seniors 55 and up
- Only $50 to open account
- Paper or eStatements with check images4
- Discounted standard checks
- Keep a $1,000 daily balance, save $4/month. Use eStatements, save $2/month.
$6 per month
Apply Now
Enhanced military
Checking
Best value checking for our service men and women7
- Only $50 to open account
- 1 personalized Visa debit card
- ATM fees refunded with receipt5
- 1 box of standard checks free per year
- 1 non-sufficient funds charge waived per year upon request
$0 per month
Apply Now

Flex card
Keep your budget on track. Learn More
1) Bill Pay and Mobile Banking: Online Banking required. Students under 18 are not eligible, unless a parent or guardian is a signer on the account with the minor.
2 )Text and Email Alerts: Standard text messaging rates may apply.
3) Essential Free Checking: After customer turns 31, account will be converted to Enhanced Checking account.
4) Check images in statement available upon request.
5) ATM Fees: Out of market ATM fees from other banks will be refunded with receipt.
6) Elite Checking: This is an interest bearing account. Fees may reduce earnings. Account will earn no interest when daily balance falls below $5,000. Paper statements available upon request at no cost.
7) Enhanced Military Checking: Direct deposit and Military ID required to open.



