Public CRA File

CRA Public File

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25), First Federal Bank is required to maintain and, upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing the CRA Public File online, First Federal Bank is better able to keep this data up to date. The information provided is current as of April 1 of each year. If you're interested in viewing our CRA Public File, please click on the documents listed below.

CRA Performance Evaluation

Download a PDF of the most recent CRA OCC Performance Evaluation. Dated July 31, 2023

CRA Performance Evaluation

Public Comments

View written comments received from the public for the current year, and each of the two prior calendar years, that specifically relate to the bank's performance in helping to meet community credit needs, and response to the comments by the bank.

Public Comments

Branch and Office Locations

Branch and Office locations as of April 1, 2024

Download Locations

Facility Based Assessment Area Maps and Income Demographics

View area assessment maps and income tracts listed by county.

Maps and Tracts

Products and Services

Learn about products and services offered for personal and business.

All Products and Services

Fee Schedule

Personal and Business Account Fees and Service Charges: Effective March 1, 2024.                                                                       

Download Fee Schedule

CRA Disclosure Statements

View CRA Disclosure Statements for the prior 2 years.

CRA Disclosure Statements

HMDA Disclosure Statements

View HMDA Disclosure Statements for the prior 2 years.

HDMA Disclosure Statements

Branch Openings and Closures

Branch openings and closures for the prior 2 years and through April 1st of the current year.

Download Branch List

CRA Public File Request

If you would like to receive a hard copy of this file, please email your request. A fee may be charged for each file requested, to cover the expense of copying and mailing.