Rates
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The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the accounts. Interest will compound and credit monthly except for Personal Savings and Student Savings accounts, in which interest compounds and credits quarterly.
For Certificate of Deposits having a term of 30 days interest will compound and credit monthly. For Certificate of Deposits with a terms of 91 days, interest will compound quarterly and credit at maturity. For Certificate of Deposit greater than 91 days, interest will compound and credit quarterly.
*APY - Annual Percentage Yield
Rates & APY Last Updated: October 25, 2025
Certificates Of Deposit
| Account Name | Balance Tiers | APY* |
|---|---|---|
| 12 Month CD | $1,000 - $9,999.99 | 1.03% |
| $10,000 - $24,999.99 | 1.03% | |
| $25,000 - $49,999.99 | 1.03% | |
| $50,000 - $99,999.99 | 1.06% | |
| $100,000 and up | 1.07% | |
| 18 Month CD | $1,000 - $9,999.99 | 1.05% |
| $10,000 - $24,999.99 | 1.05% | |
| $25,000 - $49,999.99 | 1.05% | |
| $50,000 - $99,999.99 | 1.06% | |
| $100,000 and up | 1.07% | |
| 182 Day CD | $1,000 - $9,999.99 | 1.01% |
| $10,000 - $24,999.99 | 1.01% | |
| $25,000 - $49,999.99 | 1.01% | |
| $50,000 - $99,999.99 | 1.04% | |
| $100,000 and up | 1.07% | |
| 24 Month CD | 1,000 - $9,999.99 | 1.05% |
| $10,000 - $24,999.99 | 1.05% | |
| $25,000 - $49,999.99 | 1.05% | |
| $50,000 - $99,999.99 | 1.06% | |
| $100,000 and up | 1.07% | |
| 30 Day CD | $1,000 - $9,999.99 | 0.92% |
| $10,000 - $24,999.99 | 0.92% | |
| $25,000 - $49,999.99 | 0.92% | |
| $50,000 - $99,999.99 | 0.94% | |
| $100,000 and up | 0.94% | |
| 36 Month CD | $1,000 - $9,999.99 | 1.05% |
| $10,000 - $24,999.99 | 1.05% | |
| $25,000 - $49,999.99 | 1.05% | |
| $50,000 - $99,999.99 | 1.06% | |
| $100,000 and up | 1.07% | |
| 48 Month CD | $1,000 - $9,999.99 | 1.05% |
| $10,000 - $24,999.99 | 1.05% | |
| $25,000 - $49,999.99 | 1.05% | |
| $50,000 - $99,999.99 | 1.06% | |
| $100,000 and up | 1.07% | |
| 60 Month CD | $1,000 - $9,999.99 | 1.05% |
| $10,000 - $24,999.99 | 1.05% | |
| $25,000 - $49,999.99 | 1.05% | |
| $50,000 - $99,999.99 | 1.06% | |
| $100,000 and up | 1.07% | |
| 91 Day CD | $1,000 - $9,999.99 | 0.93% |
| $10,000 - $24,999.99 | 0.93% | |
| $25,000 - $49,999.99 | 0.93% | |
| $50,000 - $99,999.99 | 0.99% | |
| $100,000 and up | 1.01% | |
| Out of Market CD | $20,000 and up | 0.01% |
Checking Savings
| Account Name | Balance Tiers | APY* |
|---|---|---|
| Cash Management Account (Personal or Business) | $0 - $9,999.99 | 0.01% |
| $10,000 - $49,999.99 | 0.16% | |
| $50,000 - $249,999.99 | 0.53% | |
| $250,000 - $749,999.99 | 0.74% | |
| $750,000 - $999,999.99 | 0.87% | |
| $1,000,000 and up | 1.08% | |
| Elite Checking | $0 - $4,999.99 | 0% |
| $5,000.00 - $24,999.99 | 0.01% | |
| $25,000.00 - $49,999.99 | 0.01% | |
| $50,000.00 and up | 0.03% | |
| Health Savings Account | $0.00 - $2,499.99 | 0.01% |
| $2,500.00 - $9,999.99 | 0.01% | |
| $10,000 and up | 0.03% | |
| Interest Checking | $0 - $4,999.99 | 0% |
| $5,000 and up | 0.01% | |
| Personal or Business Savings | $1,000 and up | 0.01% |
| Student Saver | $5.00 and up | 0.01% |
| Vacation / Christmas Club Savings | $1,000 and up | 0.01% |
*APY - Annual Percentage Yield
