Third Party Originations

Third party originations lending made simple.


Cultivating successful TPO partnerships

As a mortgage professional your world is more challenging than ever before. Success depends on your ability to move loans through the complex mortgage process in a timely and efficient manner. The lender you choose to work with can make a big difference in your ability to be successful in today’s ever-changing mortgage marketplace. As your preferred lender, First Federal Bank is proud to offer:

  • Competitive pricing
  • Low administrative fee structure
  • A wide array of products, including Conventional, FHA, VA, USDA, Construction-to-Permanent1, and JUMBO loans
  • Fast, efficient, common-sense loan underwriting
  • Knowledgeable, friendly & accessible staff of lending professionals to assist you
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Flexible mortgage loans

FHA, USDA, VA, and Conventional

These loans are offered by specific groups/administrations that offer benefits that allow you to receive lower interest rates and easier down payment requirements.

Fixed-term or Adjustable-term

While fixed-term mortgages offer you the comfort of a never changing rate or payment, adjustable-term mortgages can be fixed term and then switch to a range of interest rates.

Adjustable-Rate Mortgages (ARMs)

Enjoy lower initial payments for your mortgage. With lower payments you can pay more to principle, have more cash flow, and may help if you plan to sell in a few years.

Jumbo Loans

When you need to finance more than our typical FHA, VA, or conventional loans will allow, jumbo loans and our experienced mortgage loan officers can help.

Manufactured Housing

Our manufactured and modular mortgage specialists will guide you through the buying process. Regardless of financing options, we can help get you headed in the right direction.


With a single closing, construction-to-permanent loan simplifies the traditional construction loan by combining financing and mortgage into one loan.

Let's Talk

Meet the Team

Susan Berglund

(615) 772-4299
NMLS #2487344

Keith Miller

(678) 570-5182
NMLS #417372

Kristina Dewitt

(920) 632-3011
NMLS #173987

Laura Wagner-Zaleski

(404) 932-2705
NMLS #417385

1) One time construction-to-permanent loans not available in all states.