Live Oak South
804 Ohio Ave S
Live Oak, FL 32064
(386) 362-3433
Lobby Hours
Mon - Thu 9 AM - 4 PM
Fri 9 AM - 6 PM
Drive Through Hours
Mon - Thu 7:30 AM - 5 PM
Fri 7:30 AM - 6 PM
Sat 9 AM - 12 PM
Contact Us
Heather Thompson
Financial Center Manager
p: (386) 647-7963
o: (386) 362-3433 x 3109
Brandon Fernald
Commercial Loan Officer
p: (386) 965-5455
o: (386) 362-3433 x 3396
Hear from people just like you that trust in First Federal Bank.
The best customers deserve the best
banking experience.
Scott Nunley
They are always helpful, nice, and services are great. Everyone is quick to help and resolve any issues you may have.
Deonna Willis
Lake City – Mall Branch
After 20 years with First Federal Bank, I easily leveraged our relationship to finance my new venture, Columbia Drip Bar. Their local presence, trustworthiness, and friendly service make First Federal the perfect banking partner
Michael McKinney
I was glad to support my local bank to secure an SBA loan to open Line X in Gainesville. Staying connected to the community and contributing to the local economy’s growth is important to me