Fernandina Beach 14th Street

1891 S 14th St
Fernandina Beach, FL 32034

(904) 321-0400

Lobby Hours

Mon - Thu 9 AM - 4 PM
Fri 9 AM - 5 PM

Drive Through Hours

Mon - Fri 8 AM - 5 PM

Interactive Teller Machine Hours

7 AM - 7 PM (EST)

Contact Us

Shelly Davis
Shelly Davis

Mortgage Loan Officer

daviss@ffbf.com

o: (513) 225-5297

Hear from people just like you that trust in First Federal Bank.

The best customers deserve the best
banking experience.

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Scott Nunley
They are always helpful, nice, and services are great. Everyone is quick to help and resolve any issues you may have.
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Deonna Willis
Lake City – Mall Branch
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After 20 years with First Federal Bank, I easily leveraged our relationship to finance my new venture, Columbia Drip Bar. Their local presence, trustworthiness, and friendly service make First Federal the perfect banking partner.
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Michael McKinney
I was glad to support my local bank to secure an SBA loan to open Line X in Gainesville. Staying connected to the community and contributing to the local economy’s growth is important to me.
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