John S Flood Financial Center

4705 W US Hwy 90
Lake City FL, 32055

(386) 755-0600

Lobby Hours

Mon-Fri 9 AM - 4 PM

Drive Through Hours

Mon-Fri 8 AM - 5 PM

Contact Us

Reneé Williams
Reneé Williams

Retail Market Manager

williamsr@ffbf.com

p: (386) 678-1416

o: (386) 755-0600 x 50246

Lacrecia Barber
Lacrecia Barber

SVP & Regional Sales Manager

barberl@ffbf.com

p: (386) 984-2234

o: (386) 755-0600 x 3514
Hear from people just like you that trust in First Federal Bank.

The best customers deserve the best
banking experience.

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Scott Nunley
They are always helpful, nice, and services are great. Everyone is quick to help and resolve any issues you may have.
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Deonna Willis
Lake City – Mall Branch
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After 20 years with First Federal Bank, I easily leveraged our relationship to finance my new venture, Columbia Drip Bar. Their local presence, trustworthiness, and friendly service make First Federal the perfect banking partner
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Michael McKinney
I was glad to support my local bank to secure an SBA loan to open Line X in Gainesville. Staying connected to the community and contributing to the local economy’s growth is important to me
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