Business banking offers secure financial management, streamlined transactions, credit options, and tools to help businesses grow efficiently and sustainably.
In three steps, your account is shielded from unauthorized ACH activity — with you in full control of every decision.
Define Your Approved Originators Work with your First Federal banker to establish a list of authorized ACH originators — by company ID, dollar threshold, or transaction type. Only what you approve is allowed.
Automatic Transaction Matching Each incoming ACH debit is automatically compared against your approved list before it posts. Matching transactions clear without interruption.
Review & Decide on Exceptions Non-matching items are flagged as exceptions. You're notified same-day and can log in to approve or return each one.
Ideal for Businesses of Every Size
Any business that accepts or sends ACH transactions benefits from the added layer of protection Positive Pay provides.
Manufacturers & Distributors
With high-volume vendor payments, unauthorized debits can go unnoticed. Positive Pay keeps every transaction accountable.
Professional Services Firms
Law firms, CPAs, and consultants trust Positive Pay to safeguard client fund accounts and operating reserves.
Contractors & Construction
Manage multiple subcontractor payments with confidence — only pre-approved debits post to your operating accounts.
Agricultural Businesses
Protect seasonal cash flow from equipment leases, supply cooperatives, and federal program debits — all on your terms.
Protect your accounts from unathorized ACH debits today.
Sign up for our newsletter to learn more about your accounts and receive special promotions.
You will be linking to another website not owned or operated by First Federal Bank. First Federal Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by First Federal Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from First Federal. If you "Proceed", the link will open in a new window.
