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Frequently Asked Questions - Fees

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What is a non-sufficient or overdraft fee?

When there are not enough funds in your account to cover a check or withdrawal, a fee is charged. Each customer has the option to opt in for overdraft coverage. If opted in, a non-sufficient funds fee is charged for every transaction that overdraws the account. This can be helpful in avoiding returned check fees and ensuring a transaction is completed.

If opted out, a non-sufficient funds fee is applied to checks and ACH transactions only.

Depending on your account type, you can receive coverage up to $100 or $300.

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