What is a non-sufficient or overdraft fee?
When there are not enough funds in your account to cover a check or withdrawal, a fee is charged. Each customer has the option to opt in for overdraft coverage. If opted in, a non-sufficient funds fee is charged for every transaction that overdraws the account. This can be helpful in avoiding returned check fees and ensuring a transaction is completed.
If opted out, a non-sufficient funds fee is applied to checks and ACH transactions only.
Depending on your account type, you can receive coverage up to $100 or $300.