Use Your Home's Equity For Upgrades

Upgrade Your Home with a 7.00% APR HELOC for the first 12 months1

Whether updating your outdoor space or renovating your kitchen, our low closing cost Home Equity Line of Credit2 makes upgrading easy.


A home equity line of credit (HELOC) is a revolving line of credit, perfect for home improvement projects, major expenses or to consolidate your debt. Using your home's equity as collateral, you may have access to funds for up to several years.

Home renovation project

Renovate Your Home

Refurbish your kitchen or bathroom and increase your home's value, and potentially enjoy some tax deductions.
Kids having fun in the pool

Outdoor Living

Are you are dreaming of a pool in your backyard or a perfect spot to grill and enjoy a new firepit? Not only do these improvements provide you enjoyment, they help you build more home equity.
Debt Consolidation

Consolidate Personal Debt

A fixed-rate loan may help you lower your monthly payments and reduce your personal debt such as medical expenses are credit cards.
Graduation ceremony

Support Educational Costs

With the cost of education continuing to rise, a HELOC may be the best way to fund a new educational experience or consolidate existing student loan debt.
Roof repairs

Unplanned Expenses

Does your home need significant repairs or did you encounter an unplanned emergency recently? Use a HELOC to pay for the unplanned expense.

Visit a branch or drop us a note and a banker will call you.

For questions about existing loans, please call 1-877-499-0572

Use our calculator to determine how much you may qualify to receive.

Calculate your HELOC amount

1) 1) The 7.00% Annual Percentage Rate (APR) is a 12-month promotional rate. After 12-months the APR will be based on credit worthiness and based on the prime rate at that time to prime +3.50% and capped at 18%. As of 1/30/2024 the prime rate is 8.50%. 25-year term with a maximum amount of $250,000 on 1st mortgage and $150,000 on 2nd mortgage which are only available on site built homes. 2) Low closing cost promotion: Bank will credit $495 in FL or $595 in SC towards costs associated with opening a Home Equity Line of Credit and funding of least $10,000 funded for 12 months.

Exclusions and limitations may apply. Subject to offer availability. Additional rates and terms available. See a banker for complete details. Updated 6/01/2023.