Insured Cash Sweeps

Smart Protection for Large Deposits









FDIC Insurance Coverage That Goes Beyond $250,000

The Insured Cash Sweep (ICS) service is a smart way to protect large deposits while maintaining easy access to your funds. By working directly with our bank, your funds are placed into deposit accounts at multiple network banks in amounts below the FDIC insurance limit. That means you can receive multi-million-dollar FDIC coverage through a single banking relationship, with just one statement and simplified reporting. ICS offers both demand deposit and money market options, allowing flexibility while helping you support your local economy.

Program Features

  • Access FDIC insurance well beyond the standard $250,000 limit
  • Choose between demand deposit (unlimited withdrawals) or savings (up to six per month)
  • Enjoy 24/7 online access to balances and account info
  • Receive one consolidated monthly statement
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Secure, Simple, and Community-Focused Cash Management

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